How to budget fortnightly: a step-by-step method
Match bills to the pay before they fall due, with the monthly x 12 / 26 conversion and a worked fortnight.
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Plain-English guides for Australian households, newest first.
Match bills to the pay before they fall due, with the monthly x 12 / 26 conversion and a worked fortnight.
Read guide →What a sinking fund is, how it differs from emergency savings, and how much to put aside each payday.
Read guide →A practical checklist for comparing like-for-like cover, excesses, exclusions and renewal pricing.
Read guide →Most bills arrive monthly, but many people are paid weekly or fortnightly. Start with the fortnightly guide, then the payday routine and safe to spend.
Compare what you planned with what you spent, and read the difference.
Read guide →A fair comparison of cost, bank connections, privacy and effort.
Read guide →Build your own in Excel: pay cycle, bills, formulas and a comparison.
Read guide →View all 19 guides on pay-cycle budgeting and templates →
Estimate what you can spend before payday from your balance, rent and bills. No sign-up or bank connection.
Plan bills, annual costs and a safe to spend estimate for weekly, fortnightly, four-weekly or monthly pay.
Compare your budget with actual spending and set savings goals, with each fortnight on one dashboard.
Plan each pay, enter planned and actual spending and see what is left on one simple dashboard.
Start with a list of what you actually pay, then work out how to set money aside for the quarterly and annual ones.
Build a household budget from your real bills up, including shared costs.
Read guide →Illustrative weekly ranges, what to leave out and five ways to spend less.
Read guide →Check rent against take-home pay, plus the upfront bond and rent in advance.
Read guide →View all 11 guides on household bills →
Track due dates, renewals and the true monthly cost of each bill in one place.
Regular, quarterly and annual household bills, including the ones that are easy to forget.
Plans are easier to compare once you know what your bill is made of. Read the bill guide first, then try the free comparers.
A lower usage rate is not always cheaper. See how your kWh use decides whether the daily supply charge or the usage rate matters more.
Read guide →Find the billing days, kWh used, usage rates and daily supply charge on your bill, plus any solar credits, before you compare plans.
Read guide →Understand tiered feed-in tariffs, why your export rate can change and what to check before comparing solar plans.
Read guide →Compare plan costs side by side using your own rates and usage.
Compare usage rates, daily charges and feed-in tariffs using your bill details.
A cheaper quote is not always the same cover, so check excesses, exclusions and limits before you switch.
Turn your premium into yearly, monthly, fortnightly and weekly amounts, and see what to set aside each payday.
See whether what you pay for Extras is more or less than your fund pays back.
Compare quotes, annual premiums, excesses and policy features.
Saving is easier when each dollar has a job. Start with the general guide, then emergency funds and sinking funds.
Pay yourself first, split emergency savings from sinking funds, and work backwards from a date.
Read guide →List what each child needs, divide by the pays until term starts, and save the amount each payday.
Read guide →A 72 hour wait list, fewer saved cards and a known Safe to Spend number, plus some planned fun money.
Read guide →View all 12 guides on saving →
Set savings goals and compare your budget with actual spending, with each fortnight on one dashboard.
Track subscriptions and renewal dates, flag unused services and spot hidden ones in your statement.
What the latest ABS figures say about prices, a dated list of help we could confirm, and free tools for phone and internet costs.
A five step weekly method and a worked $150 week of dinners.
Read guide →Fuel price apps, price cycles, tyre pressure and lighter loads, with a worked yearly saving.
Read guide →CPI and living cost figures with dates, and five places to check in your own budget.
Read guide →View all 4 guides on cost of living →
Compare plans by monthly cost, data and cost per GB.
Work out how much data you need from what you used in recent months.
Compare monthly prices, speed tiers and cost per Mbps.
These guides provide general information only and are not financial advice. Check prices, rates and terms with the provider before you decide.