Banks, insurers, employers and companies hand money to the government when they cannot reach the owner. Searching takes a few minutes and costs nothing. Here is where each type is held and how to claim it.
Written by Alex B · 18 October 2026Which body holds your money depends on what type it is, so it is worth checking all three sources below.
Search the ASIC database through Moneysmart. If you find a record, note its Original Transaction Number (OTN), which you will need to claim.
Search ASIC records on Moneysmart →Super is checked separately. Sign in to the ATO's online services through myGov to see super accounts you may have lost track of, and to move them into your current fund.
Find lost super via the ATO →States and territories hold other types of money, including deceased estates, share dividends, wages, cheques, trust money, overpayments and proceeds of sale. Records from before 1992 for credit unions and building societies are also held at this level. Each one has its own search, so check every state or territory where you have lived or worked.
Jump to the state searches ↓Each search is run by that government. Check every place you have lived or worked.
Some state sites change their addresses. If a link does not load, search for "unclaimed money" plus the state name, and check the address ends in .gov.au.
Each body sets its own requirements, but expect to prove who you are and that the money is yours. That usually means identity documents and something showing your entitlement, such as an old statement. Some search results hide part of the address, so you may need to show you lived in the listed suburb.
Claiming money from ASIC is a free government service, and the process is the same whether you do it yourself or use a paid helper. Some companies charge fees to do it for you. If you do want help, Moneysmart suggests a registered professional, such as a lawyer, accountant or financial adviser.
Be careful of unexpected calls, emails or texts saying you are owed money. Go to the official sites above yourself rather than following a link you have been sent.
More plain-English money guides on the Money Detective blog →
This page provides general information only and is not personal financial advice. Money Detective does not hold or find unclaimed money. Totals and rules are set by the government bodies named above and can change, so check their sites for the latest details.