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Saving

Saving is easier when each dollar has a job. Start with the general guide, then the emergency fund and Christmas guides. The sinking funds guide shows how to set money aside each payday for known costs. The subscriptions guide is a simple quarterly check for payments you no longer use. The unclaimed money guide explains how to search free official registers for money that may already be yours.

Saving

How to save money in Australia: a practical guide

Name the goal, find a starting amount and save on payday, with links to each type of goal.

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Saving

Emergency fund Australia: how much and where to start

Work out a number from your own essentials, with milestones that are reachable.

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Saving

Christmas budget Australia: plan it by pay cycle

Divide the total by the paydays left, including what to do if you are starting late.

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Saving

Sinking funds Australia

What a sinking fund is, how it differs from emergency savings, and how much to put aside each payday.

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Unclaimed money

Unclaimed money in Australia: how to search and claim

How to search for lost bank accounts, shares, life insurance, super and money held by state governments, what you need to claim, and how to avoid paying fees.

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Subscriptions

Five subscriptions worth cancelling

A simple quarterly check to find forgotten subscriptions, trim overlap and keep only what you still use.

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These guides provide general information only and are not financial advice. Check prices, rates and terms with the provider before you decide.