Subscription Audit & Cost Calculator

List every recurring payment, calculate its monthly and annual cost, and flag subscriptions you may no longer need.

How to use it: Add each subscription, its cost and billing frequency. Mark anything you haven't used lately to flag possible savings.

How to do a subscription audit

Small recurring payments add up fast. A few streaming services, an app, a gym membership and a couple of forgotten free trials can easily cost hundreds of dollars a year. This free calculator converts every subscription to a monthly and yearly cost, so you can see the real total and decide what stays.

Step 1: Find every recurring payment

Go through the last two or three months of bank and credit card statements. Look for streaming, music, apps, cloud storage, software, memberships, meal kits, news sites and anything billed through PayPal, Apple or Google. If your statements are PDFs, the bank statement converter can turn them into a spreadsheet so they are easier to search.

Step 2: Enter the cost and how often you are billed

Weekly, monthly, quarterly and yearly payments are converted to the same monthly and annual figures, so you can compare them fairly.

Step 3: Flag what you have not used lately

Tick anything you have not used in the last month or two. The calculator totals these so you can see how much you could save by cancelling or pausing them.

Ways to cut subscription costs without losing everything

Rotate streaming services. Keep one or two at a time and switch when you have finished a show.
Check for annual pricing. Paying yearly can be cheaper for services you use all year.
Share where it is allowed. Family and household plans can cost less per person.
Look for bundles you already pay for. Some phone, internet and bank accounts include streaming or other perks.
Set a reminder for every free trial. Put the end date in your calendar the day you sign up.

Frequently asked questions

How often should I audit my subscriptions?

Every three to six months is a good habit. Prices change and new subscriptions sneak in, especially after free trials.

How do I cancel a subscription I cannot find?

Check the app store on your phone, your PayPal account and your email for receipts. If you still cannot stop a payment, contact your bank.

Is my information saved or sent anywhere?

No. The calculator runs in your browser. Nothing you enter is sent to anyone.