Payday Buffer & Annual Bills Planner
Plan each pay cycle, prepare for irregular bills and calculate what is safe to spend before the next payday.
View planner details →Six spreadsheets · one toolkit
The Complete Money Detective Toolkit
A practical Australian budget spreadsheet bundle for managing payday, household bills, subscriptions, debt, savings and shared expenses.
$49.95 AUD $85.70 separately
One-time payment. Digital download.
What is included
Six tools for the money jobs households repeat
Use the templates individually or together. Each product also has its own page with screenshots and full details.
Household Bill Tracker
Keep due dates, renewal dates and household costs in one place, with monthly and annual totals.
View tracker details →Subscription & Cashback Tracker
Record recurring payments, spot services you no longer use and keep track of cashback earnings.
View tracker details →Debt Payoff & Savings Planner
Compare snowball and avalanche strategies, see a projected debt-free date and track savings.
View planner details →Couples' Shared Money Planner
Split shared expenses using equal, income-based or custom percentages and calculate settlements.
View planner details →The 3-Minute Budget
A simplified one-page budget using three categories: bills, spending and savings.
View budget details →Compatibility and delivery
What you receive
- All six spreadsheet templates in one digital download
- Files designed for Microsoft Excel and Google Sheets
- Immediate access after successful checkout
- Personal and household use under the template licence
Spreadsheet features can behave differently between apps and devices. Review each product page for product-specific compatibility details.
Frequently asked questions
Before you buy
Is this a subscription?
No. The displayed price is a one-time payment for the digital toolkit.
Are all six products included?
Yes. The download includes the Payday Buffer, Household Bill Tracker, Subscription & Cashback Tracker, Debt Payoff Planner, Couples' Planner and 3-Minute Budget.
Can I share the files?
The templates are licensed for personal and household use. Read the template licence for the full conditions.
What if my download does not arrive?
See digital download support or contact hello@moneydetective.com.au.
Bring your household money into one place
Get all six Money Detective spreadsheet templates for $49.95 AUD.
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