Payday Buffer
Plan each pay cycle, prepare for irregular bills and see what may be safe to spend before the next payday.
View Payday Buffer details →Six spreadsheets · one toolkit
The Complete Money Detective Toolkit
A practical Australian budget spreadsheet bundle for managing payday, household bills, subscriptions, debt, savings and shared expenses.
$39.95 AUD $75.70 separately
One-time payment. Digital download.
What is included
Six tools for the money jobs households repeat
Use the templates individually or together. Each product also has its own page with screenshots and full details.
Household Bill Tracker
Keep due dates, renewal dates and household costs in one place, with monthly and annual totals.
View tracker details →Subscription & Cashback Tracker
Record recurring payments, spot services you no longer use and keep track of cashback earnings.
View tracker details →Debt Payoff Planner
Compare snowball and avalanche strategies and see an estimated debt-free date and projected interest.
View planner details →Couples' Shared Money Planner
Split shared expenses using equal, income-based or custom percentages and calculate settlements.
View planner details →Fortnightly Budget Plus
Compare your budget with actual spending, set savings goals and see each fortnight on one dashboard.
View budget details →Compatibility and delivery
What you receive
- All six spreadsheet templates in one digital download
- Six Microsoft Excel (.xlsx) workbooks. Fortnightly Budget Plus is designed for Microsoft Excel (.xlsx)
- Immediate access after successful checkout
- Personal and household use under the template licence
Compatibility varies by product, so review each product page for the software it is designed for. Spreadsheet features can also behave differently between apps and devices.
Frequently asked questions
Before you buy
Is this a subscription?
No. The displayed price is a one-time payment for the digital toolkit.
Are all six products included?
Yes. The download includes the Payday Buffer, Household Bill Tracker, Subscription & Cashback Tracker, Debt Payoff Planner, Couples' Planner and Fortnightly Budget Plus.
Is The 3-Minute Budget included?
No. The 3-Minute Budget is a separate Money Detective spreadsheet and is not part of the Toolkit.
Can I share the files?
The templates are licensed for personal and household use. Read the template licence for the full conditions.
What if my download does not arrive?
See digital download support or contact hello@moneydetective.com.au.
Bring your household money into one place
Get all six Money Detective spreadsheet templates for $39.95 AUD.
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