Money Detective

Subscription & Cashback Tracker Spreadsheet

Track every subscription and renewal date in one place, flag the ones you don't use, find the ones you forgot in your bank statement, and log the cashback you're actually earning.

Excel and Google Sheets · AUD format · No bank login required
The Subscription and Cashback Tracker on a laptop, showing the four steps to get started
Works with Excel and Google Sheets Australian dollar format No bank connection required Instant digital access
The problem

Subscriptions creep. Cashback gets earned and forgotten.

Subscriptions add up

A free trial here, a forgotten gym membership there, small charges that never get reviewed.

You don't know what you're not using

Without a list in front of you, it's hard to spot what's actually worth cancelling.

Cashback earned is cashback forgotten

Money's sitting in cashback accounts across platforms, never tallied up or actually claimed.

How it works

A clearer way to see what's coming out, and what's coming back.

1

List every subscription

Cost, category, how often it bills and any renewal date you know. The next renewal rolls forward by itself.

2

Mark what you're not using

Anything marked 'No' under Still Using It? is flagged as worth cancelling, with the yearly saving added up. Free trials can be tracked too.

3

Log cashback, check the Dashboard

Log every platform and purchase with a running total, then see what renews soon and what you could save.

Take a look inside

See exactly what you're getting.

Subscriptions tab with example subscriptions, monthly equivalent cost, whether you still use each one, the action to take, free trial dates and renewal dates
Subscriptions

Every subscription, one list

See the true monthly cost of everything you're paying for, which ones are flagged as unused, and when each one next renews. Four examples are included for you to replace.

Dashboard with monthly subscriptions, cashback earned so far, subscriptions you don't use and the yearly saving if you cancel them
Dashboard

The numbers that matter

What your subscriptions cost each month, the cashback you've earned, and what you'd save each year by cancelling the ones you don't use. It also shows what renews in the next 7 days. Screenshot shows the example data.

Cashback Log tab with columns for date, platform, purchase, cashback earned and running total
Cashback Log

A running total that never resets

Every cashback platform, every purchase, tallied automatically, so you actually know what you've earned.

Import Transactions tab with yellow cells to paste a bank statement into
Optional

Paste a statement to find hidden subscriptions

Paste three or more months of your bank statement and the tracker lists anything charged in 3 or more separate months, so you can spot subscriptions you forgot about.

Found Subscriptions tab listing merchant, category, typical amount, times charged, months seen, likely frequency, confidence, whether it is already tracked and estimated annual cost
Found Subscriptions

A suggestion list, not a decision

Check each one before you act, then copy the ones you want to keep tracking into your Subscriptions list.

Who it's for

Designed for people who...

This is for you if you:

  • Have multiple streaming, gym, or software subscriptions
  • Use cashback apps but never actually track what you've earned
  • Want an honest picture before cancelling anything
  • Prefer Excel or Google Sheets
  • Don't want to connect your bank account

This isn't for you if you want:

  • A live bank-syncing app
  • Automatic subscription cancellation
  • Personalised financial advice

Built from real budgeting frustrations

This tracker exists because I kept discovering subscriptions I'd forgotten about, and cashback I'd never actually claimed. It's built to make both of those things impossible to lose track of.

Pricing

One simple price. No subscription.

Subscription & Cashback Tracker

$9.95
introductory one-time price
  • Files that work in Microsoft Excel and Google Sheets
  • Renewal dates that roll forward by themselves
  • Auto-flags subscriptions marked as unused
  • Free trial tracking with end dates
  • Cashback log with a running total across every platform
  • Dashboard showing what renews in the next 7 days
  • Optional: paste bank statements to find hidden subscriptions
  • 4 example subscriptions to replace with your own

After payment, you'll receive immediate access to the downloadable file and setup instructions.
By completing this purchase, you agree to the Terms and Conditions and acknowledge the Privacy Policy.
FAQ

Questions before you buy

Is this an Excel file?

Yes. It works in Microsoft Excel and Google Sheets.

Does it connect to my bank or cashback accounts?

No. You never provide login details. You type in your subscriptions and cashback yourself. If you want to find hidden subscriptions, you can paste in rows from your own bank statement. Only have a PDF? The free Money Detective statement converter turns it into rows you can paste.

Will it cancel subscriptions for me?

No, it flags what's worth reviewing. Cancelling is still up to you.

Does it work on a phone?

The Google Sheets version can be viewed and edited on mobile.

Is this financial advice?

No. This is an educational budgeting and organisation tool.

What happens after I purchase?

You get immediate access to the downloadable file and a short setup guide.

Stop losing track of subscriptions and cashback.

One list for what's coming out, one log for what's coming back.

Get the Tracker →