The simple tracker that flags every upcoming renewal before it catches you out — and shows you the true monthly cost of every bill, whatever the billing cycle.
Some monthly, some quarterly, some annual — hard to compare what anything actually costs you each month.
Insurance and contract renewals lapse or auto-renew at a higher rate without warning.
Bills scattered across emails, apps, and memory — nothing pulls it all together.
Provider, amount, and how often it bills — however irregular.
Due date and renewal/contract-end date for each one.
Anything renewing within 30 days is flagged — before it's too late.
Add a bill once — the true monthly cost is calculated automatically, whatever the billing cycle.
Total monthly and annual cost, plus a visual breakdown by category, updated the moment you add a bill.
This tracker was built after one too many surprise renewal notices. It's the tool I wished existed — one place to see every bill, due date, and true monthly cost, without digging through emails or apps.
Yes. It works fully in Microsoft Excel, and just as well in Google Sheets — upload it to Google Drive and open with Google Sheets.
No. You never provide bank login details. You can optionally paste in a CSV export, or use the free PDF converter tool.
Anything that repeats — electricity, gas, insurance, subscriptions, phone plans. If it bills you regularly, it belongs in here.
The Google Sheets version can be viewed and edited on mobile. A desktop or laptop is recommended for the initial setup.
No. This is an educational budgeting and organisation tool. It doesn't recommend any specific provider or financial product.
You get immediate access to the downloadable file and a short setup guide.
See every bill, every due date, and the true monthly cost — all in one place.
Get the Tracker →