See where your money actually goes without the manual work. Paste in a bank statement, let it sort every transaction for you, and read your income, essentials and savings off one clear dashboard.
Copying weeks of spending into a spreadsheet by hand is the fastest way to give up on a budget.
Was that a grocery shop or takeaway? Sorting each line one by one gets old before you finish a single month.
Even after all that effort, plenty of budgets never show you the one thing you wanted: are you ahead or behind?
Drop your bank CSV into the Import tab. That is the only copying you do.
Each transaction is sorted automatically using built-in keyword rules you can edit.
Income, essentials, savings and whether you finished the fortnight ahead or behind.
Paste your transactions and the spreadsheet sorts them into groceries, fuel, subscriptions and more, all on its own.
Total income, total essentials, savings and your surplus or shortfall, plus a breakdown of where the essentials go.
Add a keyword like your local cafe or gym and it sticks for every future import. Over a hundred common ones come ready to go.
This is a complete, working budget, given away free. It began as the spreadsheet I wanted when I first tried to get on top of our single-income household, useful enough on its own that you never have to buy a thing.
Yes. No payment, no email sign-up. You click the button and the file downloads.
Yes. It works fully in Microsoft Excel, and you can upload it to Google Sheets to use it free in your browser, including on a phone.
You paste your bank statement into the Import tab and a set of keyword rules matches each transaction to a category. You can edit or add your own keywords at any time.
No. Nothing connects to your accounts. You paste in a statement you export yourself, so your data stays in your own file.
No. This is an educational budgeting tool, not personalised financial advice.
If you like it, the paid Money Detective templates go further with bill tracking, debt payoff, couples' budgeting and more. But the free budget is yours to keep either way.
A complete Australian budget spreadsheet that does the sorting for you, free to download right now.
Download the free budget →