The simple Australian Excel and Google Sheets planner that helps you organise bills, save for upcoming expenses, and see your safe-to-spend amount every pay cycle.
Annual expenses like insurance, registration, and Christmas are easy to forget until they land all at once.
A monthly budget doesn't always work when you're paid weekly or fortnightly.
Without a clear amount and deadline, saving becomes the first thing that slips.
Enter your weekly, fortnightly, or monthly income once.
The planner works out how much to set aside for each one automatically.
The dashboard shows upcoming bills, savings progress, and your remaining amount.
Weekly, fortnightly, or monthly — enter your income and next payday, and every other tab works from these numbers automatically.
List what's coming out before you get paid again — the planner totals it instantly so nothing catches you out.
Car rego, insurance, Christmas, school costs — the planner calculates exactly how much to set aside each pay so the full amount is ready when it's due.
Bills, sinking funds, and emergency fund progress — all rolled into one clear number, updated automatically as you go.
This planner was designed for people who want a practical way to manage paydays, bills, and savings — without connecting their bank account or learning a complicated budgeting system. It's the tool I wished existed when I was trying to work out what I could actually afford to spend before my next pay.
Yes. It works fully in Microsoft Excel, and just as well in Google Sheets — upload it to Google Drive and open with Google Sheets.
No. You never provide bank login details. You can optionally paste in a CSV export, or use the free PDF converter tool — either way, your data stays entirely under your control.
Yes — fortnightly budgeting is one of the main reasons this planner exists. Weekly and monthly are supported too.
The Google Sheets version can be viewed and edited on mobile. A desktop or laptop is recommended for the initial setup.
No. This is an educational budgeting and organisation tool. It doesn't recommend investments, loans, superannuation products, or any other financial product.
You get immediate access to the downloadable file and a short setup guide.
Plan your bills, protect your savings, and know what you can safely spend before payday.
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